We’ve all had those calls where you’re told you can claim your mis-sold PPI. They’ll tell you it’s ‘no win no fee’, but a lot of these calls are actually nonsense. It’s hard to work out genuine calls from fake, but here are the facts. If you did not ever get a loan with PPI coverage within the last 15 years, you certainly won’t be entitled to a significant refund or any refund for that matter. If you feel there is a chance you were mis-sold PPI, you should contact an established law firm to give them your information and see if you have a case. PPI was essentially worthless and should not have been sold to you, and some people have been able to claim back thousands of pounds because of this. Be careful though as many of the fake cold callers will tell you that you have a case even though they know nothing about you or the loans you’ve taken.